Is aspire and Fortiva the same company? Yes! Both Credit Card belongs to the same company Wallet Hub. Wallet Hub is the first-ever website to offer free credit scores and full credit reports that are updated on a daily basis.
But we consider that just an appetizer, as we’ve built the brain of an artificially intelligent financial advisor that will truly leave your wallet full.
Additionally, Fortiva Credit Card and Aspire Credit Card both are issued by The Bank of Missouri.
What is the Aspire Credit Card?
The Aspire® Credit Card is an expensive unsecured credit card for people with bad credit. Although the Aspire Card does not require a security deposit, it does charge $0 for the First time of use, plus both annual and monthly fees after that.
What is Fortiva Credit Card?
The Fortiva Credit Card is an unsecured card that allows you to improve your credit. Since it is a strictly credit-building card, it does not offer any welcome bonus, cash back, or other types of rewards.
Fortiva’s Expected Fees
Annual Fee: The annual fee differs for each cardholder, depending on different factors. The annual fee for your first year could be anywhere from $49 to $175. After the initial year, the fee will be around $49.
Balance Transfer APR: Cardholders have to pay 22.74% to 36% variable APR on balance transfers.
Penalty Fee: The penalty fee is charged for a missed payment. The fee depends on whatever the law permits at the time. You can expect the fee to be up to $40.
Foreign Transaction Fee: Cardholders pay a 3% transaction fee for every transaction outside the United States.
You may like to read about the www.aspirecreditcard.com acceptance code
Fortiva Pros and Cons
Pros:
- It facilitates credit-building.
- It does not require a security deposit.
- It gives free access to your credit score.
- $0 fraud liability is available.
Cons:
- High fees, including a $49 to $175 annual fee for the first year — and a $49 fee each year afterward.
- No rewards or bonus points options. Read more articles on daily rewards.
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